A lender recently informed me that there have been clients coming into their office with significantly false ideas about their credit score. These people had been using free credit report websites such as Credit Karma. In some cases, these sites were reporting much lower scores than reality.
If you are curious about where your credit stands because you’re interested in buying a house, I would speak to a lender directly. This way you can get an accurate credit report and you will know exactly what you can afford.
If you want any lender suggestions, contact me at 540-246-9067.